A Guide to Understanding and Betting on the 3/4 Handicap Accurately
What is the 3/4 Handicap? What does it mean when a team gives a 3/4 goal handicap? With the continuous growth of football sports betting in recent years, bookmakers now offer a wide variety of betting odds for players to choose from.
In this article, Wintips will introduce you to the 3/4 handicap. Please read on as we explain everything you need to know about this type of bet!
What is the 3/4 Handicap?
The 3/4 handicap is also known by other names such as the half-one handicap, 0.75 handicap, or 0.5-1 handicap. This is a very common bet type and frequently appears on the best online bookmaker offers odds boards. It belongs to the Asian Handicap category and is available in both handicap and over/under markets.
Example from Kubet's odds board:
The stronger team (the favorite) gives a 3/4 goal handicap to the weaker team (the underdog). This is called a 3/4 handicap. The bet can apply to either the full match or a specific half.
In the case of an over/under 3/4 bet, this refers to the total number of goals predicted by the bookmaker. Bettors can wager on either the "Over" or the "Under" outcome.
How to Calculate Wins and Losses for the 3/4 Handicap
For seasoned bettors, this type of handicap is quite simple. However, for newcomers, understanding how the 3/4 handicap works can be confusing. In a 3/4 handicap, there is no draw result, and multiple outcomes are possible:
If this is a 3/4 handicap where the favorite gives a 0.75 goal handicap to the underdog:
If the favorite wins by exactly 1 goal → You win half your stake.
If the favorite wins by 2 or more goals → You win the full bet.
If the underdog draws or wins → You lose the bet.
For over/under 3/4 bets, you don’t need to worry about which team wins or loses. You only need to pay attention to the total number of goals:
If just 1 goal is scored in the match → You win half your stake.
If 2 or more goals are scored → You win the full bet.

How to Read the 3/4 Handicap Accurately
In the image above (not shown here), we provide an example of a 3/4 handicap listed as 0.5/1 by the bookmaker. In this example:
Hamburger SV: The favorite (upper team)
Dynamo Dresden: The underdog (lower team)
0.84: The payout rate if the favorite wins
1.10: The payout rate if the underdog wins
From this, you understand that Hamburger SV is giving Dynamo Dresden a 3/4 goal handicap. If you bet $100 on Hamburger SV:
If Hamburger SV wins by 1 goal → You win half your bet:
$100 + (100 x 0.84)/2 = $142
If Hamburger SV wins by 2+ goals → You win the full bet:
$100 + (100 x 0.84) = $184
If the match ends in a draw or Dynamo Dresden wins → You lose your $100 bet.
Tips to Improve Your Winning Chances with the 3/4 Handicap
If you're betting on the favorite, consider waiting until after the match starts and watch the gameplay before placing your bet. Around the 15-minute mark, the odds might drop to 0.5, giving you a better advantage.
If the underdog is playing at home, it's often a smart move to bet on them, as home teams benefit from factors like pitch conditions, weather, and crowd support — all of which can boost performance.
If the handicap is 0.75 but the total over/under is low (e.g., 2 or 2.25), you should consider betting on the underdog. This indicates a low chance of goals being scored, increasing the likelihood of a draw.
We hope this guide has helped you understand what the 3/4 handicap is and how to bet on it accurately to increase your chances of winning. Good luck and happy betting on w88 tipss!